Terms and Conditions
Please read this carefully because it sets out the terms of a legally binding agreement
between you and the Impact4All.org Gmbh registered under HRB 9826 with tax number
DE317325592 and Office in Dachbergstrasse 102, Bad Soden am Taunus, Germany.
Index to sections:
2. Access and use
4. Personal subscription services and temporary access passes
5. Renewal and cancellation of personal subscriptions
6. Who your personal subscription contract is with
7. User generated content
8. Third party sites and services
9. Our responsibilities to you
10. Choice of law and jurisdiction
12. Content ownership
13. Corporate information
14. Changes to terms and conditions
This page sets out the terms and conditions on which you may use Impact4All.org, and the content/services available on them. We only make these terms and conditions available in the English language.
In these terms we use the term “Impact4All.org” to refer to our website at www.impact4all.org and all our other mobile and online digital apps, social channels and associated services.
Except where we state otherwise in Section 7, references in these terms and conditions to “Impact4All.org” (or “we”, “us” or “our”) refer to the company operating Impact4All.org. See Section 12 below for our corporate information.
These terms apply in different ways depending on what type of user you are, as follows:
Registered users and personal subscribers: These terms apply to your use of impact4all.org and all Impact4All.org Content irrespective of the delivery platform or device you use to access it. By accessing impact4all.org you are agreeing to these terms and conditions. If you do not agree with the terms and conditions you should not use Impact4All.org or any Impact4All.org Content and should cancel any subscription in accordance with your cancellation rights (see Section 6 below). If you have any questions please contact firstname.lastname@example.org
All users: These terms and conditions replace all previous terms and conditions for Impact4All.org. Impact4All.org may update these terms and conditions for legal or regulatory reasons, or to reflect changes in our services or business practices. We will provide notice of any significant changes in Section 14 below. You should regularly check Section 14 to see if any changes have been made. If you are an Impact4All.org subscriber, any changes to our terms and conditions will become effective from the date of your next payment following the change unless we notify you otherwise. If you are not an Impact4All.org platform subscriber, any changes will become effective as soon as we post them on Impact4All.org.
We may in exceptional circumstances cease to publish Impact4All.org, Impact4All.org Content or cease to provide tender platform subscription services. We will give you at least 60 days’ notice of this, if possible. If we do so, then we will have no further obligation to you.
2. Access and Use
Our ability to invest in high quality content and platforms depends on our users complying with this Section 2. Please read our Copyright Policy that summarises how you are allowed to use Impact4All.org Content and provides guidance on the types of use we do not permit without the purchase of additional licenses from Impact4All.org. You agree that you will comply with our Copyright Policy.
Organisations that may be using Impact4All.org Content without the appropriate permissions may approach us with a view to discussing the purchase of a license to legitimize that use. Contact email@example.com for details.
The amount and types of Impact4All.org Content that you can view, and the platforms on which you can view Impact4All.org Content, depend on what type of user you are and what type of subscription to the tender platform (if any) you have. We can vary the access rights of registered users to the tender platform who are not accessing through a paid subscription at any time at our discretion.
On registration, you must provide Impact4All.org with accurate, complete registration information and it is your responsibility to update and maintain changes to that information on the applicable Impact4All.org registration or subscription pages. Impact4All.org is entitled to rely on any information you provide to us.
Each registration is for a single user only. On registration, you will choose a user name and password (“ID”). The email address that you provide on registration must correspond to a named email account and not a generic or shared email account. You are not allowed to share your ID or give access to Impact4All.org Content through your ID to anyone else. Impact4All.org does not allow multiple users on a network or within an organization to use the same ID. Impact4all.org may cancel or suspend your access to Impact4all.org if you share your ID without further obligation to you. You may not create additional registration or subscription accounts for the benefit of others or with the aim of avoiding our use of IDs to control access to and use of Impact4all.org.
You are responsible for all use of Impact4All.org made by you or anyone else using your ID and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID or any payment information, you must notify Impact4All.org immediately by e-mailing us at firstname.lastname@example.org
If you provide Impact4All.org with an email address that will result in any messages Impact4All.org may send you being sent to Impact4All.org you via a network or device operated or owned by a third party (e.g. your employer or colleague) then you promise that you are entitled to receive those messages. You also agree that Impact4All.org may stop sending messages to you without notifying you.
If you are a registered user of or subscriber to Impact4All.org then you may choose to use Impact4All.org “Remember me” log in feature that enables you to be logged in automatically to Impact4all.org whenever you visit Impact4All.org without having to manually log in each time. We recommend that you do not enable this feature on any computer that is or may be used by anyone other than you to prevent unauthorized access by third parties to both your subscription details and features of Impact4All.org personal to you.
4. Personal Subscription Services and Temporary Access Passes
We offer subscription services through Impact4all.org and recommend that you read our Frequently Asked Questions (Wajdan link to FAQ page)for more details and before purchasing a subscription.
Impact4All.org reserves the right to vary the amount of content and types of service that it makes available to different categories of user. If you are an Impact4All.org tender platform, subscriber, any significant reduction in the scope of your subscription will take effect only after we have given you at least 60 days’ notice, and will apply from the date of your next payment following that 60-day period. This does not apply where a type of content or service intended for Premium subscriptions is made available to non subscribers.
Contract formation: Impact4All.org will try to process your tender platform subscription promptly but does not guarantee that your subscription will be activated by any specified time. By submitting your payment and other subscription details, you are making an offer to us to buy a subscription. Your offer will only be accepted by us and a contract formed when we have successfully verified your payment details and email address, at which point we will provide you with access to your subscription. Impact4All.org reserves the right to reject any offer in its discretion, for any or no reason.
Payment details: when you purchase a tender platform subscription, you must provide us with complete and accurate payment information. By submitting payment details you promise that you are entitled to purchase a subscription using those payment details. If we do not receive payment authorization or any authorization is subsequently cancelled, we may immediately terminate or suspend your access to your tender platform subscription. In suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties. If you are entitled to a refund under these terms and conditions we will credit that refund to the card or other payment method you used to submit payment, unless it has expired in which case we will contact you.
Pricing: the Impact4All.org tender platform subscription price will be made clear to you on our sign-up pages or otherwise during the sign-up process and may vary from time to time or by country. You agree to pay the fees at the rates notified to you at the time you purchase your subscription. For certain subscriptions you can take out either an annual or monthly (or other frequency we offer) subscription. Other subscription services may only require a one-off payment. You can also take out any other fixed term or payment frequency that we may offer from time to time. The currency in which your subscription is payable will be specified during the order process, depending on the service and your country of residence. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your subscription. We will always tell you in advance of any increase in the price of your subscription and offer you an opportunity to cancel it if you do not wish to pay the new price.
Trial subscriptions: where we provide a trial subscription, we will inform you of the full subscription price that is payable after the trial period. After the trial, your subscription will renew automatically at the full subscription price unless you cancel your subscription before the end of the trial. To cancel your subscription during the trial please go to subscriptions.impact4all.org and follow the simple cancellation instructions.
Please note that no more than one trial subscription per subscriber is allowed in any twelve-month period. We reserve the right to cancel any trial subscription immediately, without refund, if we become aware that the subscriber has already had another trial subscription in the previous twelve months.
Taxes: Impact4All.org registered for VAT in Germany under 40 236 24619 for European Union (EU) countries. We also have some non-EU indirect tax registrations.
Unless otherwise indicated, prices stated on our website are inclusive of any applicable value added tax (VAT) or other sales taxes. The breakdown of any applicable VAT payable with your order is indicated on the invoice you will receive with your purchase.
Pricing errors: if we incorrectly state a price to you whether online or otherwise, we are not obliged to provide you with a subscription at that price, even if we have mistakenly accepted your offer to buy a tender platform subscription at that price, and we reserve the right to subsequently notify you of any pricing error. If we do this, you may cancel the subscription without any obligation to us and we will refund you any money you have paid us in full, or you may pay the correct price. If you refuse to exercise either of these choices then we may cancel your subscription and will refund you any money you have paid us in full. We will always act in good faith in determining whether a genuine pricing error has occurred.
Other costs: in addition to the tender platform subscription fee you are charged, certain banks and credit card issuers will charge a foreign transaction fee on transactions which take place abroad or in a foreign currency. The majority of payments for subscriptions we take by card are processed in the Germany therefore please check with your bank or credit card issuer to find out if such charges will be applied to you; Impact4All.org is not responsible for any such charges. You are also responsible for paying any internet connection or telecommunications charges that you may incur by accessing Impact4All.org or using the services available on it. For example, if you use any of our mobile services then your network operator may charge you for data or messaging services.
5. Renewal and Cancellation of Personal Subscriptions
Renewals: If you chose to pay monthly, your subscription will continue until you tell us that you no longer wish to receive it, in which case you will stop paying the monthly fees. We will notify you at least 14 days in advance of any changes to the price in your subscription that will apply upon next monthly renewal. Please see the “How to cancel” section below for details of how to cancel your monthly subscription. If you chose to pay annually, at least 14 days before each renewal you will be sent a reminder notice stating the rate that will apply for the renewal period. Unless you notify us before the end of your annual tender platform subscription period that you no longer wish to receive it, your annual tender platform subscription will renew for another year. We will charge the subscription using the same card or other payment method that you previously used.
Initial cancellation period: Depending on the type of subscription you have, you may have a right to cancel your subscription within a limited period after placing your order.
Subsequent cancellation of your subscription: Except as set out in the previous section, you do not have any right to cancel your subscription or any part of it until the end of your then current subscription period. Although you may notify us of your intention to cancel at any time, such notice will only take effect at the end of your then current tender platform subscription period, and you will not receive a refund (except in the limited circumstances set out in these terms).
How to cancel: You may notify us of your wish to cancel your subscription by contacting our Customer Services team at email@example.com .
Cancellations by us: Impact4All.org reserves the right to suspend or terminate your subscription if you breach these terms and conditions, with or without notice and without further obligation to you. We may also suspend or terminate your subscription if we are prevented from providing services to you by circumstances beyond our control. If we terminate your subscription for any reason and/or permanently any services on the tender platform for Impact4All.org, then, unless there are exceptional circumstances, we will provide you with a pro rata refund to your credit card. This means that we will refund you with any amounts that you have paid us in advance that relate to any remaining and unexpired period of your subscription.
Cancellation of your registration: If you are a registered user, but not a subscriber, then Impact4All.org reserves the right to suspend or terminate your registration at any time, with or without notice and without further obligation to you. If you would like to cancel your registration then please contact our customer services team at firstname.lastname@example.org or using the telephone numbers set out above.
6. Who Your Personal Subscription Contract is with
If you purchase an Impact4All.org subscription only or temporary access pass or other service or if you buy an impact4all.org bundled subscription and are resident in any country OTHER THAN those specified below, then you will be contracting with Impact4All.org GmbH Dachbergstrasse 102, D-65812 Bad Soden, Germany, Tel +49 6196 5839766.
These terms and conditions apply for the benefit for any or all of the above entities who may rely on them and/or enforce them in their own right.
7. User Generated Content
Impact4All.org includes comments sections, blogs and other interactive features that allow interaction between users and between users and Impact4All.org journalists (we call these “Forums”). We call the information posted to these Forums by users “User Generated Content” or “UGC”.
If you wish to view or participate in a Forum then you must comply with any specific rules posted on the Forum. We also recommend that you read our Comments Guidelines which provide further guidance in relation to commenting on Impact4All.org.
You will retain ownership of the copyright in any of your UGC that you or we publish on Impact4All.org so you are free to re-use it as you wish. You agree that if you post UGC to a Forum then you are granting Impact4All.org the right (but not an obligation) unlimited in time to publish, re-use, archive, modify, delete or commercially exploit that UGC in whole or in part as we see fit, whether on Impact4All.org or otherwise, without any requirement to pay you for this and with or without attribution to you. This means that you grant us a worldwide, non-exclusive, perpetual, irrevocable, royalty-free licence to use any UGC you publish in whole or in part in any manner and for any purpose whatsoever and without further obligation to you. You also waive any moral rights that you may have in regard to the UGC.
You are responsible for all the content of any of your UGC that you or we publish. You are financially responsible to us for any claim against us by any third party that your UGC is not in accordance with the bullet points below or that otherwise relates to your UGC.
You agree that you will:
· only publish UGC that is your original content and will not infringe the copyright or other rights of any third party when publishing UGC.
· not post, link to or otherwise publish any UGC containing any form of advertising or promotion for goods and services or any spam or other form of unsolicited communication.
· not post, link to or otherwise publish any UGC with recommendations to buy or not buy a share or other investment or which contain confidential information of another party or which otherwise have the purpose of affecting the price or value of any share or other investment.
· not post, link to or otherwise publish any UGC that is threatening, offensive, libelous, indecent or otherwise unlawful.
· not post comments that are discriminatory in nature, for example, comments which make attacks on the grounds of race, religion, sex, gender, sexual orientation, disability or age.
· respectfully challenge different points of view but not personally attack other commentators.
· not disguise the origin of any UGC and not impersonate any person or entity (including Impact4All.org employees or Forum guests or hosts) or misrepresent any connection with any person or entity.
· not post or otherwise publish any UGC unrelated to the Forum or the Forum’s topic.
· not post or transmit any UGC that contains software viruses, files or code designed to interrupt, destroy or limit the functionality of Impact4All.org or any computer software or equipment.
· not collect or store other users’ personal data.
· not restrict or inhibit any other user from using the Forums.
· comply with the guidelines for commenting.
The Forums contain UGC submitted by users over whom Impact4All.org has no control so we cannot therefore guarantee the accuracy, integrity or quality of any UGC. Some users may not behave properly and may post UGC that is misleading, untrue or offensive.
It is not possible for Impact4All.org to fully monitor all UGC published on Impact4All.org but where we have received notice of any UGC that is potentially misleading, untrue, offensive, unlawful, infringes third party rights or is potentially in breach of these terms and conditions, then we will review that UGC, decide whether to remove it from Impact4All.org and act accordingly. This may include banning a user from participation in UGC on Impact4All.org.
Our moderation and community team may contact you from time to time regarding your comments. Comments, including those made under a pseudonym, can be linked to your Impact4All.org account by Impact4All.org.
For more guidance about commenting on Impact4All.org, please see our Commenting FAQ. If you believe that any UGC published on Impact4All.org infringes any legal rights that you may have or is not allowed under these terms and conditions, please notify us immediately with specific details by contacting us at email@example.com.
8. Third Party Sites and Services
Impact4All.org may contain links to other Internet websites or online and mobile services provided by independent third parties, including websites of our advertisers and sponsors (what we call “Third Party Sites”), either directly or through frames. Third Party Sites may be co-branded with Impact4All.org and so include Impact4All.org trade marks.
Impact4All.org contains advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on Impact4All.org complies with international and national law. Impact4All.org is not responsible for any error or inaccuracy in advertising or sponsorship material.
Copyright in any software that is made available for download from Impact4All.org belongs to Impact4All.org or its suppliers. Your use of the software is governed by the terms of any licence agreement that may accompany or be included with the software. Do not install or use any of this software unless you agree to such licence agreement. FT is not responsible for any technical or other issues that may happen if you download third party software.
9. Our Responsibilities To You
A summary of what this section means: this section is important and you should read it carefully. It makes clear to what extent, if any, Impact4All.org accepts responsibility (liability) to you for your use of Impact4All.org or the Impact4All.org Content or in respect of any third party products or services that we refer to or link to on Impact4All.org. Unless you are a personal tender platform subscriber to Impact4All.org or have a temporary access pass, we accept no financial responsibility to you arising from your use of Impact4All.org or any Impact4All.org Content. If you are a personal subscriber to Impact4All.org or have a temporary access pass, we limit our financial responsibility to you arising from your use of Impact4All.org or the Impact4All.org Content to the price you paid for your subscription or temporary access pass.
In no circumstances do we accept responsibility for your use of Third Party Sites or in respect of any Third Party Products. By Third Party Sites we mean websites, online or mobile services provided by third parties, including websites of advertisers and sponsors that may appear on Impact4All.org. By Third Party Products we mean products or services provided by third parties.
Although this means that we accept very little in the way of financial responsibility for your use of Impact4All.org and the Impact4All.org Content, we think this is fair on the basis that you can view certain content and services free-of-charge, and the cost of a subscription or temporary access pass for additional access rights to the tender platform is relatively inexpensive. It is not commercially possible for us to accept more responsibility for your use of Impact4All.org than set out in this Section 9 taking into account that we permit you to use Impact4All.org for no or a relatively inexpensive cost.
Limitations of Impact4all.org Content:
The Impact4All.org Content (including any information we publish regarding Third Party Products) is only for your general information and entertainment purposes and is not intended to address your particular requirements. In particular, the Impact4All.org Impact4All.org Content, including UGC and any other content provided by third parties and distributed by, does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Impact4All.org. It is not intended to be and should not be relied upon by users in making (or refraining from making) any specific investment, purchase, sale or other decisions. Appropriate independent advice should be obtained before making any such decision, such as from a qualified financial adviser.
Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) Impact4All.org are at your own responsibility and entered at your own risk. Any information that you receive via Impact4All.org, whether or not it is classified as ”real time”, may have stopped being current by the time it reaches you. Information may be rounded up/down and therefore may not be entirely accurate.
What we promise:
Impact4All.org promises to develop and operate Impact4All.org with reasonable skill and care and will use reasonable efforts to promptly remedy any faults of which it is aware.
What we do not promise:
Impact4All.org does not provide any other promises or warranties about Impact4All.org and the Impact4All.org Content. Impact4All.org and the Impact4All.org Content are provided on an “as is” and “as available” basis. This means that Impact4All.org does not make any promises in respect of Impact4All.org or the services and functions available on or through Impact4All.org or of the quality, completeness or accuracy of the information published on or linked to from impact4all.org other than as expressly stated above.
The above disclaimers apply equally to your use of Impact4All.org and all Impact4All.org Content. Without limiting the above, Impact4All.org is not liable for matters beyond its reasonable control. Impact4All.org does not control third party communications networks (including your internet service provider), the internet, acts of god or the acts of third parties.
Our financial responsibility to you:
You agree that if we are in breach of these terms and conditions, we will only be responsible to you for any damages that you incur arising out of your use of Impact4All.org or the Impact4All.org Content (to the extent that Impact4All.org liability is not otherwise excluded by this section 9) as follows:
· If you incur any loss as a result of using Impact4All.org or any Impact4All.org Content outside the scope of these terms and conditions, Impact4All.org accepts no responsibility (liability) to you for this.
· You will be responsible for all claims, liabilities, damages, cost and expenses suffered or incurred as a result of your breach of these terms and conditions.
· Impact4All.org will only be responsible for loss or damage you suffer which is the reasonably foreseeable result of Impact4All.org breach of a legal duty of care owed to you.
· Impact4All.org will not be responsible to you for any loss or damage suffered by your business, such as lost data, lost profits or any business interruption.
· If you have a personal subscription then you may terminate your subscription immediately in writing to Impact4All.org if Impact4All.org is unavailable or inaccessible to you for either (a) more than 3 consecutive days during your subscription; or (b) more than 5 days in a 30 day period, as a result of the fault or failure of Impact4All.org, in which case we will refund you any amount that you have paid to us in advance that relates to any period which was still to run on your subscription. You may instead at your option receive a renewal to your subscription free-of-charge at the point of renewal.
The limitations of liability in this section 9 apply for the benefit of Impact4All.org its affiliates, including those listed in section 6 and all of their respective officers, directors, employees, agents or any company who we transfer our rights and obligations to in accordance with these terms and conditions.
To the full extent permitted by law you acknowledge and agree that our third party content and data suppliers have no liability whatsoever to you in respect of any of their data supplied to you as part of the Impact4All.org Content.
Impact4All.org liability will not be limited in the case of death or personal injury directly caused by Impact4All.org negligence in those countries where it is unlawful for Impact4All.org to seek to exclude such liability.
10. Choice of Law and Jurisdiction
If you are a user whose principal address or principal use of Impact4All.org occurs in any jurisdiction other than the Germany then these terms and conditions will be subject to German law. In this case, to the extent possible in the applicable jurisdiction, both you and we agree that the courts of Germany will (subject to the final paragraph in this Section 10) have non-exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions.
You may not license or transfer any of your rights under these terms and conditions. We may transfer any of our rights or obligations under these terms and conditions to any company within the Impact4All.org, but if we do so we will ensure that any company to whom we transfer our rights or obligations will continue to honour your rights under them.
If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which will remain in full force and effect.
Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect.
These terms and conditions constitute the entire agreement between you and Impact4All.org relating to your use of the Impact4All.org website, Impact4All.org, social, mobile and other online services, and all, related Content. They supersede all previous communications, representations and arrangements, either written or oral.
Impact4All.org is best viewed with one of our supported browsers. Our current list of supported browsers and the degree to which they are supported can be found here. Any payment information you send to us over the Internet is encrypted using 128 bit Secure Socket Layer technology. SSL is currently the preferred method to securely transfer credit card data over the Internet.
12. Content ownership
All Impact4All.org Content belongs to Impact4All.org or its licensors who own all intellectual property rights (including copyright and database rights) in the Impact4All.org Content and any selection or arrangement of the Impact4All.org Content. No intellectual property rights in any Impact4All.org Content are transferred to you.” Impact4All.org” is a registered trade mark and you may not use them without written permission from Impact4All.org . You are permitted to use Impact4All.org Content only as set out in our Copyright Policy.
13. Corporate Information
D-65812 Bad Soden
+49 6196 5839766
14. Changes to Terms and Conditions
These terms and conditions were published on 26th of April 2018.